LIC ADO Exams

LIC ADO is a sales administrative job. Candidates assigned to the post of Apprentice Development Officer are responsible for recruiting people as LIC Insurance Agents and inspecting existing policies.

Life Insurance Corporation of India is a reputed insurance group and investment company. Many candidates appear for various LIC Exams to get selected in the industry.

Recruitment to the post of an ADO is done through LIC ADO exam conducted by the Corporation.

LIC ADO Selection Process

Candidates are appointed for the post of Apprentice Development Officer through LIC ADO examination. LIC conducts the exam, and the selection process consists of three levels:

1. Written Test/ Online Test: It is a computer-based online test conducted in two phases:
   1. Phase -I: Preliminary Examination
   2. Phase -II: Mains Examination
2. Personal Interview
3. Medical Test

Personal Interview

The candidates who qualify the cut-off marks in the Mains Examination are called for an interview round. The interview is of 37 marks and includes aptitude based questions to check the reasoning and thinking capability of the candidate.

Medical Exam

Before releasing the final merit list, LIC conducts a medical test for the shortlisted candidates. Only those candidates who are found will be selected for the post of Apprentice Development Officer.

LIC ADO Vacancies

LIC has invited applicants for a total of 8,581 vacancies for the year 2019. The number of vacancies released for the 2020 LIC ADO exam will be mentioned in the LIC ADO notification 2020.

The zone-wise vacancy for the post of LIC ADO is mentioned in the table below:

The last notification for LIC ADO vacancy was released on June 1, 2015. The recruitment was open only for the Central Zonal Office, Bhopal.

LIC ADO Preparation

The syllabus for Apprentice Development Officer is comprehensive and since the exam is not conducted annually, candidates need to do a thorough preparation.

Given below are the best LIC ADO preparation tips:

• Analyse the syllabus and exam pattern well and accordingly figure out a systematic time table
• Sufficient time must be dedicated for the preparation of each subject to improve the overall scores
• Solving mock tests and practise papers is another important tip which a candidate preparing for LIC ADO exam must follow
• To apprehend the standard of question paper and the type of questions asked in the LIC ADO exam, the best strategy is to refer to previous year question papers
• Candidates must also review the previous year cut off marks to get an estimate of qualifying marks

The candidates need to fulfil some of the eligibility criteria to get selected as an Apprentice Development Officer. The LIC ADO eligibility criteria are discussed below:

1. Age Limit: The candidates should not be less than 21 years of age and not more than 30 years.
2. Experience required: The experience requirements for the post of LIC ADO are discussed below:

3. Age Relaxation: The age relaxation of different categories of LIC ADO is discussed in the table below:

4. Educational Qualifications:

The candidates must have a Bachelor’s Degree of a University in India approved for the fellowship of Insurance Institute of India, Mumbai.

LIC ADO Prelims Exam Pattern

The prelims exam has been categorised into three sections:

1. Reasoning
2. Numerical ability
3. English language

The LIC ADO examination is conducted for three different categories:

1. Open Market: open for all the candidates
2. LIC Employee: open for candidates who are full time, salaried employee of LIC (under Grade III)
3. LIC Agent: open for candidates who work as agents under LIC.

The Prelims exam scheme of LIC ADO is mentioned in the table below:

The marks that will be obtained in the English language will not be considered for the ranking. The prelims exam is conducted only for the Open Market category while the online examination for LIC employee and LIC Agent consists of a single-phase i.e., the Mains Examination.

LIC ADO Mains Exam Pattern

The LIC ADO exam pattern (Mains) for different categories are mentioned below:

Open Market Category

For Agents Category

For employee category

LIC ADO syllabus is set by the Life Insurance Corporation of India. LIC ADO exam is conducted for the recruitment of candidates to the post of Apprentice Development Officer. Having a thorough knowledge of the LIC ADO Syllabus will help the candidates to prepare well for the exam.

The LIC ADO notification is released zone-wise and the number of vacancies differs for each region. However, the LIC ADO syllabus is the same for the recruitment of Apprentice Development Officers in all the regions.

LIC ADO Prelims Syllabus

The LIC ADO syllabus for prelims is discussed below:

LIC ADO Mains Syllabus

The Mains Examination for LIC ADO covers questions from the following sections:

1. Reasoning Ability and Numerical Ability
2. General Knowledge, Current Affairs, and English Language
3. Insurance Marketing:
   • Insurance and Financial Marketing Awareness for Open Market Category.
   • Elements of Insurance and Marketing of Insurance for Agents Category.
   • Practice and Principle of Insurance Marketing for Employee Category.

The detailed section-wise syllabus for Mains exam is discussed below.

LIC ADO Syllabus for Reasoning Ability:

This section tests the reasoning and logical thinking ability of the candidates. This section carries 50 marks with a total of 50 questions.

The topics included in this section are:

LIC ADO Syllabus for Numerical Ability:

The numerical ability test is conducted to test the mathematical and calculation skills of the candidate. The different topics included in this section are mentioned below:

LIC ADO Syllabus: General Knowledge & Current Affairs

The candidates need to keep an update on the current happenings and general knowledge to score better marks in this particular section.

LIC ADO Syllabus for English:

The exam syllabus for English covers the basic three parts:

• Grammar
• Vocabulary
• Reading Comprehension

The topics included in this section are:

• Synonyms, Antonyms, Sentence Error and Sentence correction.
• Fill in the blanks, Sentence Arrangement/ Word Arrangement.
• Comprehension & Cloze Test.
• Vocabulary questions, Para connectors, para completion, para restatement, paragraph inference, para fillers
• Idioms & Phrases

LIC ADO Syllabus: Insurance Marketing

The syllabus for insurance marketing includes two essential sections:

• Financial Awareness
• Insurance Market Awareness
• Indian Financial System

As per the rules of the Corporation, an ADO is provided with a monthly stipend of Rs. 34,503 (including HRA + admissible allowances)

LIC ADO Salary after being appointed as a Probationary Officer is discussed below:

Q.1 Which are the best books to prepare for the LIC ADO exam 2022?

Ans. Some books that can be helpful:

• Quantitative Aptitude for Competitive Exams by R.S.Agarwal
• Verbal and Non-Verbal Reasoning by R.S.Agarwal
• Wren and Martin’s English Grammar and Composition
• A New Approach to Reasoning: Verbal and Non-Verbal by B.S Sijwali and Indu Sijwali
• Manorama Yearbook

Q.2 Is LIC ADO vacancy released zone wise?

Ans. Yes, LIC releases ADO vacancies for different zones separately.

Q.3 Is the LIC ADO exam tough?

Ans. The recruitment process can be quite challenging considering the competition for the post.

Q.4 Is LIC ADO an online exam?

Ans. Yes, the LIC ADO exam is conducted in online mode.