LIC AAO Exams

LIC AAO is an exam conducted by the Life Insurance Corporation of India. Life Insurance Corporation is the largest insurance company in India. LIC is considered to be the dominant life insurer in the Indian insurance sector and is moving fast, surpassing its records. Life Insurance Corporation conducts various exams each year for different posts, and the past many years has managed to attract lakhs of candidates to opt for a job opportunity in the insurance sector.

The notification and registration for the LIC AAO 2022 test will be made soon. A notice regarding the recruitment of Assistant Administrative Officers (AAO)/ Assistants in the organisation had been published by Life Insurance Corporation (LIC). According to the company’s notification, it will announce the LIC AAO/Assistant recruiting whenever it sees fit.

Candidates willing to apply for the post of Assistant Administrative Officer need to fulfil the desired eligibility criteria mentioned in the official notification released by LIC.

The LIC AAO eligibility criteria is as mentioned below:

1. Nationality: The candidate must be a citizen of India
2. Age Limit: The candidate must have attained the age of 21 years and should not be more than 30 years of age. However, certain age relaxation is available for candidates belonging to different categories.
3. Educational Qualifications: Candidates who apply for LIC AAO must have a Bachelor’s degree in the specialization they have opted for.

LIC AAO exam pattern for the year 2020 was slightly changed from the exam pattern that was followed until the last recruitment drive for LIC AAO in 2019. Since, the LIC AAO 2022 Notification is not out, the exam pattern for the exam is not known yet. However, the exam pattern for LIC AAO 2022 exam is expected to be the same as last year’s.

The selection process comprises the following phases:

1. Preliminary Examination
2. Mains Examination
3. Interview
4. Pre- Recruitment Medical Exam

The table below shows the LIC AAO exam pattern in detail for the year 2020:

• A preliminary Examination consisting of an objective test will be conducted online.
• Candidates must note that the English Language section in the prelims exam is only qualifying in nature and the maximum marks that can be scored in the prelims exam is 70.
• The total duration of the preliminary written exam will be 1 hour or 60 minutes.
• A candidate will lose 0.25 marks for each incorrect attempt at a question.
• The main exam will include a 200-mark objective examination with separate timing for every section.
• In the objective tests for the mains exam, each incorrect response will result in a deduction of one-fourth of a mark.
• The final selection will be made based on a candidate’s performance in the Main Examination (Phase II) and the results of the Interview, not on the marks obtained in the Preliminary Examination (Phase I).

LIC AAO Job Profile

AAO in LIC is primarily an administrative job. The job of the candidates hired in LIC AAO varies as per the department he/she is appointed.

The major role of a candidate hired in the LIC AAO job profile will be as under:

• Officers hired in AAO have to head the department in supervise the general function.
• Their duties include inspection and analysis of current policies, responsibility for planning, and processing new schemes and policy applications.
• Creating and maintaining databases and Interacting with customers, clients, sales personnel, vendors, etc. and resolving the issues
• Communicate and co-ordination across various departments.
• Negotiating with Agents or Development Officers.
• And the task as assigned by the department head.

LIC AAO Preparation

The LIC AAO exam is one of the most awaited exams in the field of banking and insurance. Although the exam is not conducted on an annual basis yet the number of candidates aspiring to qualify for the exam is very high.

Candidates aspiring to prepare for the exam need to follow a few tips which may help them in preparing well for the exam. The tips are as follows:

1. Candidates must set a proper schedule and study accordingly.
2. Equal time should be spent in preparation for each section as each section needs to be individually qualified.
3. Candidates should figure out their strengths in the paper and prepare well for that particular section. This may help in scoring more in the exam.
4. Although there is no negative marking, candidates should not try and attempt the questions they are not sure of attempting.

Candidates willing to appear for the LIC AAO exam need to prepare themselves before appearing for the exam thoroughly.

The below-mentioned books contain an exhaustive syllabus of the paper and can refer to these books for the preparation:

LIC AAO syllabus for the recruitment exam is widely spread and the candidates appearing for the exam need to go through the LIC AAO syllabus well before starting to prepare for the exam.

The exam syllabus is divided into different sections, and the subjects include:

1. Reasoning Ability: This section is common for all candidates in both prelims and mains exams. It includes logical and analytical reasoning. Candidates can refer to Logical Reasoning for a detailed reasoning syllabus.
2. Quantitative Aptitude: This section includes questions related to mathematics and data interpretation. This is common for the preliminary exam but applicable only for the LIC AAO Generalist mains exam.
3. English Language: This section includes comprehension, grammar-related questions, vocabulary, etc. for the preliminary exam. The descriptive exam includes essay and letter writing.
4. Professional Knowledge: This section is a part of the mains exam for candidates opting for specializations in IT, CA, Actuarial, and Rajbhasha. This comprises questions related to the professional subject that the candidate has chosen.
5. General Awareness and Current Affairs: Candidates need to be completely aware of the static general knowledge of the country and the world. Also, all current events and inventions across the world to qualify in this section.
6. Insurance and Financial Market Awareness: Everything related to the insurance sector: the schemes, policies, organizations, etc. is a part of this section.

The number of aspirants applying for different posts in LIC has been increasing each year. A significant reason for this increase is the salary and other benefits provided by LIC.

Given below is the salary structure for LIC AAO 2020:

The Pay Scale for the LIC AAO is ₹ 32795- 1610(14) –55335– 1745(4) –62315. Total emoluments at the minimum of the scale inclusive of House Rent Allowance, City Compensatory Allowance etc wherever admissible depending upon the classification of the city will be approximately Rs 57,000/- per month in A-Class city.

Each stage of the exam will be followed by the announcement of the LIC AAO and AE 2022 results. Phase I exam results will be released first, followed by Phase II exam results. In accordance with the candidates’ final exam scores, a merit list will be created.

LIC AAO Cut-Off

The conducting authority releases the cut-off marks for each phase of the exam. LIC AAO cut off is the minimum marks candidates must secure in each section of each phase of the selection process. The aggregate cut off marks is decided by the authority in due course. LIC uses an equivalent-percentile equating method to normalize the score obtained by the candidates.

Q 1. Is the English Language section in LIC AAO prelims only qualifying in nature?

Ans. Yes, the English language section in the LIC AAO prelims examination is only qualifying in nature. The merit for candidates shortlisted for the mains examination is based on the 70 marks in Reasoning and Quantitative aptitude section.

Q 2. What is the negative marking scheme for the LIC AAO exam?

Ans. There is no negative marking in the LIC AAO exam. This implies both the prelims and mains phase of the examination.

Q 3. What are the job responsibilities of an Assistant Administrative Officer in LIC?

Ans. Given below are the job responsibilities of an AAO in LIC:

• Inspecting Policies
• Managing and Filing Claims
• Formulating New Schemes
• Finance and Accounts
• Interacting with Clients
• Negotiations with Clients

Q 4. What is the difference between the LIC AAO and LIC ADO exams?

Ans. The LIC AAO exam is conducted to recruit Assistant Administrative Officers and the LIC ADO exam is conducted to recruit Apprentice Development Officers. To know more about LIC AAO vs LIC ADO candidates can visit the linked article.

Q 5. Can a candidate be located in any rural area if appointed as AAO in LIC?

Ans. Yes, once a candidate has been appointed as an AAO in LIC, he/she may be posted or shifted to any of the LIC Offices across the country, be it rural or urban.

Q 6. When will the LIC AAO & AE 2022 Notification be released?

Ans. Although the dates have not yet been determined, the LIC AAO & AE 2022 Notification will be published at https://licindia.in/.

Q 7. Is the LIC AAO & AE exam bilingual?

Ans. All tests are bilingual, that is, they are offered in both Hindi and English.

Q 8. What is the LIC AAO’s probation period?

Ans. An applicant recruited by LIC as an Assistant Administrative Officer (AAO) will be on probation for a year starting on the day of joining. Depending on how the candidates perform throughout the probationary term, this period may be extended by up to two years.

Q 9. How old must you be to apply for the LIC AAO after 2022?

Ans. The minimum age to apply for the LIC AAO after 2022 is 21, while the maximum age is 30. Nevertheless, the upper age limit may be relaxed based on the candidate’s category. For your convenience, we have included the specifics of the age relaxation in the above post.

Q 10. What is the Salary for the LIC Assistant Administrative Officers?

Ans. Total pay at the minimum of the scale, which includes House Rent Allowance, City Compensatory Allowance, and other allowances when applicable based on the city’s classification, will be about Rs 57,000 per month in an A-Class city.

Q 11. How do I prepare for the AAO exam?

Ans. With the help of the above-detailed syllabus you can start preparing for relevant posts. You can search YouTube videos for concepts and explanations.

Q 12. What are the other posts available other than AAO?

Ans. Other than AAO, there is a post of AE, which is for engineers and has a different format and criteria for exams and selections.

Q 13. Is there any limit on the number of attempts?

Ans. No, there is no limit on the number of attempts but there’s a restriction on the age limit.

Q 14. Do they have negative marking?

Ans. No, they don’t have a negative marking scheme.

Q 15. Can you apply if you’re still in the final year or waiting for results?

Ans. No, as per eligibility criteria you should have your bachelor’s degree and another relevant degree while applying for the AAO exam.