jyoti suresh bhagwat mpsc

विजयी "ज्योती सुरेश भगत"

7843   05-Jun-2017, Mon

एमपीएससीची मुख्य परीक्षा तोंडावर आली असताना आजी निर्वतली. त्यावेळी अवघ्या तीन गुणांनी संधी हुकली. त्यानंतर आईला कॅन्सर झाल्याचे निदान झाले. त्यामुळे संपूर्ण कुटुंब खचून गेले. अवघ्या चार दिवसांवर मुख्य परीक्षा आली असताना आई सोडून गेली. त्या स्थितीतही परीक्षा दिली; मात्र हाती निराशाच आली. एकामागोमाग दु:खाचे डोंगर कोसळत असताना देखील खचून न जाता त्याच जिद्दीने अभ्यास करून त्या रणरागीणीने एमपीएससीचा गड अखेर सर करत आज नगरपरिषदेत मुख्याधिकारी म्हणून बहुमान मिळवला. त्या रणरागीणीचे नाव आहे ज्योती सुरेश भगत…

मुलांचे भविष्य उज्ज्वल व्हावे यासाठी आई-वडिलांनी तिन्ही भावंडांना शिक्षणासाठी तालुक्‍याच्या ठिकाणी ठेवले. ज्योतीने वयाच्या पाचव्या वर्षी घर सोडले. दहावीनंतर तिने पुण्यात पाऊल ठेवले. लष्करी सेवेत जाण्याचे स्वप्न होते. त्यावेळी फुटबॉल स्पोर्ट अकादमीचे विनय मुडगोड यांनी तिचा शैक्षणिक आलेख आणि कल पाहता त्यांनी तिला प्रशासकीय सेवेत जाण्याचा सल्ला दिला. तो सल्ला मानून ज्योतीने प्रशासकीय सेवांचा अभ्यास सुरू केला.

एमपीएससीची मुख्य परीक्षा तोंडावर आली त्यावेळी आजीला रुग्णालयात दाखल केले होते. परीक्षा तीनच दिवसांवर असताना आजी निर्वतली. तीन गुणांनी तिची संधी हुकली. त्यानंतरच्या परीक्षेवेळी आईला कॅन्सर झाल्याचे निदान झाले. यावेळी जिवाचा जीवलग होणाऱ्या “स्वप्नील’ने तिच्या स्वप्नांना उभारी दिली. “तुला लाल दिव्याच्या गाडीत पाहण्याची आईची इच्छा आहे, ती तू पूर्ण कर’ हा त्याचा शब्द प्रमाण मानून तिने अभ्यासाचा डोंगर पुन्हा उपसायला सुरवात केली. परंतु, मुख्य परीक्षेच्या काही दिवस आधी आई निर्वतली. अन्‌ हाता तोंडाशी आलेला घास पुन्हा खाली पडला.

मात्र, या घटनांनी खचून न जाता तिसऱ्या संधीला ज्योती एमपीएससीची परीक्षा उत्तीर्ण झाली. दरम्यान, तिच्या लग्नाच्या आदल्या दिवशीच मुलाखत होती. हळद-देवकार्य या सगळ्यामध्ये मुलाखत उरकून घ्यायची होती. त्यावेळीही सासरच्यांनी आणि घरच्यांनी पूर्ण पाठिंबा दिला. एमपीएससीचा निकाल लागला परंतु यादीत ज्योतीचे नाव नव्हते. या परिस्थितीतही तिने जिद्द सोडली नाही. “कष्टाचे फळ देव देतोच’ या उक्ती प्रमाणे पुनर्निकालात ज्योतीचे नाव झळकले. तिची नगरपरिषद मुख्याधिकारी म्हणून निवड झाली. या यशात वडील सुरेश भगत, आई कै.भारती भगत, पती स्वप्नील पाटील, सासरे डॉ. संजीव पाटील, सासू डॉ. सुनीता पाटील, दीर दर्शन पाटील, बहीण सौ. दीपाली भगत-येवले, भाऊ जयदीप भगत यांची मोलाची साथ मिळाली, असे ती आवर्जून सांगते.

Khatale Ravindra Dnyaneshwar 2016

“I could give my best as my parent’s sacrifice was a major motivating factor”

7521   03-Jun-2017, Sat

After completing BE degree in Mechanical Engineering Khatale Ravindra Dnyaneshwar commenced career with automobile industry and had a 3.5 years stint with John Deere Tractors.
Today, as youth explore various career options to keep pace with time and exceptional transformation that is taking place in the world around; one query surround the mind “What to do next?
After self-assessment and looking at diverse choices available, Ravindra finally made up mind for career in ‘Civil Services’.
Explaining the reasons for his decision Ravindra said, “Because it is one of the best jobs in the country, it came on my radar. Job is dynamic, unlike monotonous schedule of corporate sector. Here you work for the real downtrodden, deprived sections of the society rather than working for few shareholders of the country. Finally, I decided in favour of it as seeing happiness, satisfaction on the faces of masses gives you the real job satisfaction.”
Candid in talks Ravindra said, “It was not an easy transition as for foray in Civil Services Examination I planned to quit my job and prepare diligently. As I come from a simple family and my parents are farmers, it was not a straightforward choice. But, despite facing 3 continuous droughts and crop failure, they supported my decision to quit my job and prepare for UPSC. It was just not only affirmation; they always supported me financially as well."
I was clear in my decision and if there were some conflicts, I could overcome those with one thing in mind that I have to give my best as my parent’s sacrifice was a major motivating factor.
After being mental ready, I resigned from the job in November 2014 and had just 9 months in hand for preparation as first stage Preliminary Examination was in August 2015.
One special thing that contributed in success the most is the prior habit of reading newspaper, reading books helped a lot, as I did not have to start from zero. Prior reading of books like ‘Imagining India’, ‘Getting India Back on Track’ indirectly prepared me for UPSC syllabus.
Also I tried to make studies enjoyable and smart by watching lots of documentaries, videos. Enjoyed the process like a Nishkam Karmayogi and hence could remain stress free during preparation.
Another thing that I cultivated was habit of taking notes and timely revision helped immensely in clearing CSE in first attempt itself.
I am really fortunate to have friend Ilango Rajaram (IPS), who advised me to join module-wise classes for few subjects rather than joining comprehensive GS batches.
It is not that all you strategize, everything moves as per your plan. I also had little upsetting outcome as far as my optional subject (Philosophy) marks are concerned as there were much below my expectations but, the beauty of this examination is that you have many other areas to cover up such situations. I scored very well in Essay and General Studies and that helped me accomplish my task.
Besides proper plan, timely Execution, habit of taking notes, habit of watching documentaries, animations for understanding, timely revision allowed me to get top rank.
Test series for both Prelims and Main Examination and most importantly habit of not giving any test without preparation gave me confidence and self-belief.

To motivate future aspirants Ravindra’s advice:

Enjoy the process of UPSC cause “Life is what happens to you when you are busy making other plans” and Once you start enjoying Polity, Economy, History, Geography, Civil Services Examination will be a cakewalk for you.

Always remember even if you don’t become an IAS, you will become an enlightened citizen of this country and won’t live your life as an ignorant person.

f I can clear CSE in my first attempt, so can you..!!

ias officer vandana haryana

आईएएस बनना, यही थी मेरी मंजिल: वंदना

7249   21-May-2017, Sun

हरियाणा के नसरुल्लागढ़ गांव के एक बेहद पारंपरिक परिवार में हुआ. उनके घर में लड़कियों को पढ़ाने का चलन नहीं था. उनकी पहली पीढ़ी की कोई लड़की स्कूल नहीं गई थी. वंदना की शुरुआती पढ़ाई भी गांव के सरकारी स्कूल में हुई. वंदना के पिता महिपाल सिंह चौहान कहते हैं, ‘‘गांव में स्कूल अच्छा नहीं था. इसलिए अपने बड़े लड़के को मैंने पढऩे के लिए बाहर भेजा. बस, उस दिन के बाद से वंदना की भी एक ही रट थी. मुझे कब भेजोगे पढऩे.’’

महिपाल सिंह बताते हैं कि शुरू में तो मुझे भी यही लगता था कि लड़की है, इसे ज्यादा पढ़ाने की क्या जरूरत. लेकिन मेधावी बिटिया की लगन और पढ़ाई के जज्बे ने उन्हें मजबूर कर दिया. वंदना ने एक दिन अपने पिता से गुस्से में कहा, ‘‘मैं लड़की हूं, इसीलिए मुझे पढऩे नहीं भेज रहे.’’ महिपाल सिंह कहते हैं, ‘‘बस, यही बात मेरे कलेजे में चुभ गई. मैंने सोच लिया कि मैं बिटिया को पढ़ने बाहर भेजूंगा.’’

छठी क्लास के बाद वंदना मुरादाबाद के पास लड़कियों के एक गुरुकुल में पढऩे चली गई. वहां के नियम बड़े कठोर थे. कड़े अनुशासन में रहना पड़ता. खुद ही अपने कपड़े धोना, कमरे की सफाई करना और यहां तक कि महीने में दो बार खाना बनाने में भी मदद करनी पड़ती थी. हरियाणा के एक पिछड़े गांव से बेटी को बाहर पढऩे भेजने का फैसला महिपाल सिंह के लिए भी आसान नहीं था. वंदना के दादा, ताया, चाचा और परिवार के तमाम पुरुष इस फैसले के खिलाफ थे. वे कहते हैं, ‘‘मैंने सबका गुस्सा झेला, सबकी नजरों में बुरा बना, लेकिन अपना फैसला नहीं बदला.’’

दसवीं के बाद ही वंदना की मंजिल तय हो चुकी थी. उस उम्र से ही वे कॉम्प्टीटिव मैग्जीन में टॉपर्स के इंटरव्यू पढ़तीं और उसकी कटिंग अपने पास रखतीं. किताबों की लिस्ट बनातीं. कभी भाई से कहकर तो कभी ऑनलाइन किताबें मंगवाती. बारहवीं तक गुरुकुल में पढ़ने के बाद वंदना ने घर पर रहकर ही लॉ की पढ़ाई की. कभी कॉलेज नहीं गई. परीक्षा देने के लिए भी पिताजी साथ लेकर जाते थे.

गुरुकुल में सीखा हुआ अनुशासन एक साल तैयारी के दौरान काम आया. रोज तकरीबन 12-14 घंटे पढ़ाई करती. नींद आने लगती तो चलते-चलते पढ़ती थी. वंदना की मां मिथिलेश कहती हैं, ‘‘पूरी गर्मियां वंदना ने अपने कमरे में कूलर नहीं लगाने दिया. कहती थी, ठंडक और आराम में नींद आती है.’’ वंदना गर्मी और पसीने में ही पढ़ती रहती ताकि नींद न आए. एक साल तक घर के लोगों को भी उसके होने का आभास नहीं था. मानो वह घर में मौजूद ही न हो. किसी को उसे डिस्टर्ब करने की इजाजत नहीं थी. बड़े भाई की तीन साल की बेटी को भी नहीं. वंदना के साथ-साथ घर के सभी लोग सिविल सेवा परीक्षा की तैयारी कर रहे थे. उनकी वही दुनिया थी.

आईएएस नहीं तो क्या? ‘‘कुछ नहीं. किसी दूसरे विकल्प के बारे में कभी सोचा ही नहीं.’’ वंदना की वही दुनिया थी. वही स्वप्न और वही मंजिल. उन्होंने बाहर की दुनिया कभी देखी ही नहीं. कभी हरियाणा के बाहर कदम नहीं रखा. कभी सिनेमा हॉल में कोई फिल्म नहीं देखी. कभी किसी पार्क और रेस्तरां में खाना नहीं खाया. कभी दोस्तों के साथ पार्टी नहीं की. कभी कोई बॉयफ्रेंड नहीं रहा. कभी मनपसंद जींस-सैंडल की शॉपिंग नहीं की. अब जब मंजिल मिल गई है तो वंदना अपनी सारी इच्छाएं पूरी करना चाहती है. घुड़सवारी करना चाहती है और निशानेबाजी सीखना चाहती है. खूब घूमने की इच्छा है.

आज गांव के वही सारे लोग, जो कभी लड़की को पढ़ता देख मुंह बिचकाया करते थे, वंदना की सफलता पर गर्व से भरे हैं. कह रहे हैं, ‘‘लड़कियों को जरूर पढ़ाना चाहिए. बिटिया पढ़ेगी तो नाम रौशन करेगी.’’ यह कहते हुए महिपाल सिंह की आंखें भर आती हैं. वे कहते हैं, ‘‘लड़की जात की बहुत बेकद्री हुई है. इन्हें हमेशा दबाकर रखा. पढऩे नहीं दिया. अब इन लोगों को मौका मिलना चाहिए.’’ मौका मिलने पर लड़की क्या कर सकती है, वंदना ने करके दिखा ही दिया है.

sandeep kaur 2009

IAS 2009 Topper Sandeep Kaur

2588   20-May-2017, Sat

Sheer hard work and inspiration from an old TV serial have helped Sandeep Kaur, a peon's daughter, crack the tough civil services exam. She says she couldn't have done it without the rock solid support of her extended family. Sandeep, 29, daughter of Ranjit Singh, a peon in the revenue department here, has given Punjab reasons to feel proud by attaining the 138th rank in the open merit list of the All India Civil Services Examination. She is from the Scheduled Caste (SC) reserved category and hopes to better her rank in the reserved category list, which is yet to be declared. “I am proud to be a peon's daughter and I want my father to complete his service with full dignity.

I owe my success to my parents and god. Despite meagre resources, my father provided the best facilities to me,” Sandeep told “I was very motivated after seeing the serial ‘Udaan’ the tale of a lower middle class girl who became an Indian Police Service officer.” Morinda town is around 35 km from state capital Chandigarh. While recounting her difficult days, Sandeep, a civil engineer, said: “After completing my engineering, I first wanted to do a job to become economically independent before starting preparations for IAS. But for two continuous years, I did not find any job, as there were very few opportunities for girls in the civil engineering sector.” “There was nobody to guide me and we did not have enough money to pay the hefty fees of coaching classes. Therefore, I made the first two attempts (2005 and 2006) without taking any formal coaching,” she pointed out: Thereafter, her father took a bank loan to fund the cost of coaching institutes. She took coaching at Chandigarh, Patiala and New Delhi. Despite her engineering background, she meticulously chose the subjects of sociology and Punjabi literature. In 2007, she missed the main exam by a whisker. She got 933 marks whereas the cut-off was 936. My extended family also supported me during the preparations.

Every day at 4 am my cousin went to Kharar town (around 10 km from here), to bring a copy of Hindu newspaper as we did not get it here. “I have given preference to the Punjab cadre. I would certainly work against female foeticide and for the uplift of girls in the state,” said Sandeep. Since the declaration of results last week, Sandeep's house has been abuzz with media persons. Her family members are upbeat. “We are from a small town of Punjab with very few resources but still my daughter has successfully cleared one of the most difficult exams of the country. The whole town is proud of her and I cannot express my feelings in words,” a proud Amarjit Kaur, Sandeep's mother, told. “I wanted her to become an IAS officer since she was in Class 8 and now she has fulfilled my dream. It was certainly not an easy path and it was a journey full of disappointments and countless hiccups. But her strong determination helped her sail all the way,” she said. Gurpreet Singh, Sandeep's brother who is studying law, told: “This time Sandeep was desperate to clear the exam as last time she had missed it by just three marks. During the prelims she studied for 18 hours and for the mains she increased it to over 20 hours. She had actually forgotten to sleep in pursuit of her dream.” “But my sister is still the same person. Reporters of many channels are coming to our house to interview her but she is very shy and afraid of facing the camera.” he said. Gurpreet now wants to crack the exam himself. “I will also start preparing for this exam under my sister's guidance.”

Ramu to IAS Ramesh

Ramu to IAS Ramesh

5860   17-May-2017, Wed

Ramesh Gholap, known as Ramu in his village Mahagoan in Barshi Taluka, Solapur district of Maharashtra, was a bright child. His father Gorakh Gholap ran a cycle repair shop, enough to provide an income for his family of four, but the business did not last long as his health suffered from constant drinking.

It was then that Ramu’s mother Vimal Gholap started selling bangles in nearby villages to support the family. And though Ramu’s left leg was affected by polio, he and his brother joined their mother in her little venture. Ramu and his brother would yell out loud, “Bangde ghya bangde (Buy bangles!),” and their mother would help the women try them on.

As Mahagaon had just one primary school, Ramu later went to stay in Barshi with his uncle to study further.

He knew education was the only way out of the poverty his mother and family were facing, so he worked as hard as he could.

Ramu’s sincerity and dedication made him a star among his teachers. But, in the year 2005, when he was in Class 12 and his college model exams were going on, he got news of his father’s death. The bus fare from Barshi to Mahagaon was Rs.7 those days. And since he received a bus pass for the disabled, the fare for him was just Rs. 2. But Ramu did not even have that.

His neighbours helped him with the money and only then could Ramu go for the last rites of his father.

Just four days after his father’s death, Ramu had a chemistry model exam in his college. On his mother’s insistence he went and appeared for the exam but, after that, he skipped the other model exams. He did not even submit his journals. The final exam for Class 12 was just a month away when he received a letter from his teacher that he had scored 35 marks out of 40 in chemistry. The teacher wanted to meet him. With help and encouragement from his teacher, Ramu took his final exams and scored 88.5%.

Ramu chose to do D.Ed (Diploma in Education) in spite of scoring so well, because this was the cheapest course he could afford to do to get a job as a teacher and support his family. He completed his D.Ed and also pursued a graduate degree in Arts from an open university simultaneously. And finally, he was able to start working as a teacher in 2009. This was like a dream come true for his family. But, deep down, it was not what Ramu really wanted to do.

Ramu lived with his mother and brother in a small room provided by his aunt, who had got her two-room home through a government scheme called Indira Awas Yojna. He saw his mother making visit after visit to government offices to get a house for herself too under the same scheme, but she was turned away because her BPL (below poverty line) card wasn’t eligible.

Ramu was angry with the ration shop owner too, who sold kerosene in the black market instead of providing it to needy families like his.

He had already been through the frustration of seeing his father not get adequate attention when he was admitted for tuberculosis in a government hospital.

He saw his mother and other widows being manipulated by an officer who collected money from them and made false promises to get them their pensions.


During his college days, Ramu had been a member of the student’s union and consequently had to go the tehsildar’s office often to get approval for various college issues. He saw the tehsildar as being the most influential and powerful government official he had ever come across. Ramu decided he wanted to become a tehsildar too in order to solve all the problems he and his family faced.

In September 2009, he took the first step towards his dream. Using the loan that his mother had taken from a self-help group in his village, Ramu went to Pune to prepare for the UPSC exam, taking a leave of six months from his job.

“I did not even know the meaning of MPSC and UPSC since I had always lived in small villages. I did not have money to take coaching classes either. So, the first thing I did was to meet one of the teachers of these coaching classes, just to understand if I was eligible to take the UPSC exam. The first teacher who met me was Mr. Atul Lande. I requested him to write down the answers to a few of my questions, like what is UPSC, can it be taken in Marathi, am I eligible for it, etc. And he told me there was nothing to stop me from taking the UPSC. It is only because of that one statement that I finally did it,” says Ramesh Gholap.

Ramu appeared for the UPSC exams in May 2010 but unfortunately didn’t make the cut. In the meantime, he had also formed a political party with the help of some friends in his village of Mahagaon to fight the local panchayat elections. His mother stood as a candidate for sarpanch. The mission of the party was simple – to come to power and help the distressed. On October 23, 2010, the results of the panchayat elections were out. Ramu terms this date as the biggest turning point of his life in his autobiography, Ithe Thambne Nahi (I Won’t Stop Here).

Ramu’s mother, Vimal Gholap lost the elections by a few votes but the loss did not break Ramu. Instead, it gave him the strength to stand up and fight back again against the system. On the same day, he announced in front of all the villagers that he was leaving the village and would come back only when he became a powerful officer.

After this, no one could stop Ramu. He left his job and cleared the State Institute of Administrative Careers (SIAC) exam – this gave him a hostel to stay in and a stipend as scholarship. He painted posters to take care of his expenditures. And finally, this son of illiterate parents, who studied in a zilla parishad school and by correspondence with open universities, cleared the UPSC examination with an all-India rank of 287, without any coaching.

Ramu was selected for the IAS in the year 2012. And, as per his promise, he came back to his village on May 12, 2012, after finishing a long journey from being Ramu to becoming Ramesh Gorakh Gholap, IAS.


In the next couple of months, the MPSC results were also out and this time Ramu broke all records. He topped the Maharashtra Public Service Commission (MPSC) exam in the year 2012, scoring the highest ever marks of 1,244 out of 1,800.

Ramesh Gholap is now posted in Jharkhand as Joint Secretary in the Energy Department.


“Mala swatala shikta nahi aala pan porala khup shikwaycha asa tharwila hota…Aaj majha mulga itka motha sahib zalay he baghun khup anand hoto…pang fedala porane (I couldn’t get an education but I had decided that I would educate my sons. Today, my son has become such a big officer and that makes me so happy…. my boy has returned all my debts!),” says Vimal Gholap.


“Whenever I cancel the licence of a PDS shop owner who has been black marketing kerosene, I remember my days when I had to turn off the lantern for lack of kerosene. Whenever I help a widow, I remember my mother begging for a house or for her pension. Whenever I inspect a government hospital, I remember my father’s words when he had left drinking and just wanted better treatment. He would ask me to become a big man and take him to a private hospital. Whenever I help a poor child, I remember myself, I remember Ramu,” says Ramesh Gholap, IAS.

dr shah faisal

एका खेडेगावातील मुलगा आय ए एस Topper बनला

2227   17-May-2017, Wed

UPSC सिविल सर्विस २००९ परीक्षेचा रिझल्ट आला आहे.  जम्मू काश्मीर मधील एका लहानशा खेडेगावात शिकलेला मुलगा आज आय ए एस अधिकारी बनला आणि ते सुद्धा ह्या परीक्षेत पहिला येवून, किती अभिमानाची गोष्ट आहे ना!

Dr. शाह फैजल हे त्या मुलाचं नाव. त्याच्या वडिलांचा आतंकवाद्यांनी खून केला होता तरी त्याने हिम्मत ना सोडता आपलं धेय्य गाठलं

मग आपल्या महाराष्ट्राच्या खेडेगावातून का नाही बनू शकत कुणी आय ए एस अधिकारी? हो नक्कीच बनेल जर हिम्मत केली तर.

तुम्ही सुद्धा बनू शकता हे माहित आहे का तुम्हाला? सांगू कसे व्हाल?

ओके,  एक काम करा.

सर्वात आधी पहिलं पाउल टाका, उद्या तुमची MPSC ची पूर्व परीक्षा आहे ना, ती द्या. टाळू नका. परीक्षा दिल्यानंतर मला इमेल करा, मी पुढील पाउल काय आहे ते सांगतो, पण उद्याची परीक्षा दिल्यानंतरच बरं का!

यशाचं पहिलं पाउल म्हणजे पूर्वपरीक्षा पास करणं आहे
आज MPSC पास व्हाल…. उद्या UPSC पास व्हाल!!! तेव्हा नक्कीच IAS व्हाल!!!

आज जर तुमच्यात हिम्मत नसेल, कोन्फिडेंस नसेल MPSC /UPSC बद्दल, तर एकदा मला येवून भेटा, मी ५ पैसे सुद्धा घेणार नाही आणि तुमचा कोन्फिडेंस तुमच्यातूनच काढुन तुमच्यासमोर ठेवील.

आज महाराष्ट्राला हिम्मतवान ऑफिसर्स ची गरज आहे आणि ते आपल्यातूनच निघतील.

कुणास ठाउक, तो/ती तुम्हीच असाल!

कल किसने देखा है भैया, आज उसकी… कल तुम्हारी बारी है

Gopala Sundara Raj and R.V. Karnan – The Rank-holders Who Dodged all the Hurdles

The Rank-holders Who Dodged all the Hurdles

861   17-May-2017, Wed

In the year 2012, Gopala Sundara Raj and R.V. Karnan secured the 5th and the 158th ranks respectively in the Civil Services Exam results. Raj comes from Ramanathapuram district of Tamil Nadu and R.V. Karnan hails from Karaikudi city of Sivaganga district of the same state.

Raj’s parents, who couldn’t study beyond primary school in their childhood, always wanted to put him in English medium background of school but had to drop the idea just because of bad financial conditions. However, they could not believe it when their son cleared IAS despite not having studied in a sophisticated environment, proving that poverty can never be an obstruction in the way of success if you are dedicated to your dreams.

R.V. Karnan, who was the national topper in the IFS examination in the year 2007, is one of a few civil services aspirants who believed and proved that coaching centers and medium of instruction are not compulsory to clear these top exams. His father works as a librarian at a college and mother is a sub-registrar in their home town. Karnan always gave more weight coaching.

Hardik Mehta RBI Grade B by the 2016 ( AIR 1 )

Hardik Mehta RBI Grade B by the 2016 ( AIR 1 )

1584   16-May-2017, Tue

Hello everyone,

Before I provide the details on how I went about my preparation, here is some information about my background before joining the RBI – I have done my MBA (Banking Management) from Symbiosis School of Banking & Finance, Pune. I was the topper of Management Aptitude Test (MAT) conducted by AIMA. Apart from this, I have also cleared UGC-NET (Management) in my first attempt, pursued CAIIB (Treasury Management, 1st Class), and scored over 90% in various NCFM Certifications pertaining to Capital Markets, Options, Commodity Markets, Banking, etc.


My Strategy for RBI Grade B 2016 Phase 1

I attempted 70 questions of GK in flat 10 minutes. 25 questions in English took another 10 minutes. The remaining time was used to shuttle between the Quant & Reasoning sections. For Phase 1, I was dependent solely on Oliveboard’s Mock Tests. I found the level of tests very difficult and hence every time there was a lot of learning and scope for improvement. For GK, I used to read newspapers like The Telegraph(Calcutta), Economic Times, Mint Business Newspaper, etc.

The maximum time of your preparation should be dedicated to General Awareness topic and you should try to maximize your score here because it covers a major portion of the Phase 1 exam. Your next focus should be on the English section. The remaining time should be dedicated to Quant and Reasoning. If you attempt 20-25 standard mock tests, you will be able to clear this part of the exam.

Since Phase 1 is just an eliminator exam, the marks you score here do not hold much importance later. Hence, I would recommend you to focus more on Phase 2 and the Interview than on Phase 1.


You can refer to the following study material for Phase 1:

Quant – How to prepare for quantitative aptitude for the CAT & also soon to be released “Teach Yourself Quantitative Aptitude” by Shri Arun Sharma.

English – How to prepare for Verbal Ability and Reading Comprehension for CAT by Arun Sharma & Meenakshi Upadhyay

Reasoning – Oliveboard

General Knowledge – The Telegraph(Calcutta), Economic Times, Mint Business Newspaper.

Mock Tests – Oliveboard


My Strategy for RBI Grade B 2016 Phase 2

For Phase 2, I had appeared for mock tests of Oliveboard. Oliveboard mock tests for phase 2 also were very informative, descriptive and they did provide an edge in preparation as score analysis was done on the spot.

Kudos to the Oliveboard’s technical team for providing in-depth analysis of candidate’s performance. I also remember that RBI made a last-minute pattern change to Phase 2 just 10 days before the exam. I was really glad that Oliveboard in the first week of September 2016 had redesigned the mock tests as per the new pattern for RBI Grade B Exam (Phase 2). It showed that their think tank was very much keen to ensure that their students should get the knack of as many different types of questions as possible.


Banking Government Exams MBA Exams Free Mock Tests Free Exam Preparation Free tests Mock Tests All India Mock Tests SBI PO Exam IBPS PO Exams Bank Logo Bank Logos Banking Sector Oliveboard Quiz Daily Quiz Fun Quiz


I would recommend that candidates first learn the basics of finance, economics & management and then appear for a few quality mock tests to determine where they stand as compared to others.

Candidate should not approach one topic at a time. After building a strong foundation, they should appear for sectional Mock tests and once the entire syllabus is covered, only then they should go for the complete mock test.

For example, if you are reading a newspaper, do not read it just for the sake of it. Instead, try and understand each word to build your base.

Taking Mock tests is a very important part for phase 2 exams. Again, just taking too many mock tests is not going to help. You should be analyzing each test as and when you take it up and accordingly work on your weaknesses and sharpen your skills.


ESI section should be read in bits and parts because you need to understand the nitty gritties and every term used in the content.

Candidates can refer the following materials for Phase 2 preparation:


Indian Economy by Ramesh Singh

Indian Economy by Mishra & Puri

Newspapers are a good source for current affairs but the static concepts are not covered. Hence, you must read and the books thoroughly.

News Channels – Business News Channels; Listen to experts’ views and analyze the news yourself. Try and think what could be tomorrow’s headline.

Financial Management by Prasanna Chandra

Financial Management by I M Pandey

Finance for Non-Finance by Vishal Thakker

Ratios Made Simple by Robert Leach

Beginners can refer to Day to Day Economics by Satish Deodhar (IIM-A Publication).


Books by McGraw Hill Publication:

How to Read Balance Sheet

How to Read Cash Flow

How to Analyze Financial Statements

There is a UGC Net Management book by Arihant Publication which is extremely useful for MCQs (Finance and Management).

While reading the books, make sure you’re aware of all the technical terms. If you are not aware of something, do google it or find another source to know what it exactly means and then move ahead.


RBI Grade B Interview Strategy 

As far as interview was concerned, my MBA course had helped me to some extent. Besides that, I followed the RBI website closely. Other things I did were:

Read a lot of books on Finance, Economy and Banking.
Read newspapers to stay updated with current affairs.
Followed various websites like ICRA, CRISIL and multiple rating agencies
Watched Business news channels and also read Business magazines.
Read newspapers like Economic Times, Business Standard, Business Line, Mint etc.


All aspiring candidates must also listen to speeches given by the Governor in the last couple of years on major economic decisions. You should also have a knack of RBI reports (Quarterly, Half Yearly and Annual)


RBI Grade B preparation is not about the number of hours you put in, it’s more about how strong your fundamentals are. You can also clear the exam if you spare two hours every day meticulously. Sometimes, even five hours won’t be enough if you’re not concentrating.

So just forget about the past and make optimum use of the chance that you have got. Never over/underestimate yourself. Take a lot of Mock tests which will help you have a good grip on the exam and you won’t feel the pressure on the main day which is very important. One thing can be judged in various ways, so be prepared for all possibilities.

For aspirants who have exposure to the Banking and Finance sector, it will be comparatively easier for them than people who do not have it.

Analyze yourself, keep calm and hold your nerves. This will help you to efficiently capitalize on your knowledge.

ias insprational

दोस्त के पिता ने जब धक्के मारकर निकाला था बाहर.... 

2703   16-May-2017, Tue

''बचपन में एक बार दोस्त के घर खेलने गया था, उसके पिता ने मुझे कमरे में बैठा देखा धक्के मारकर बाहर निकाल दिया और बोला- दोबारा घर में घुसने की हिम्मत न करना। उन्होंने ऐसा सिर्फ इसलिए किया क्योंकि में रिक्शाचालक का बेटा था।'' - ''उस दिन से मैंने किसी भी दोस्त के घर जाना बंद कर दिया। उस समय मेरी उम्र सिर्फ 13 साल की थी, लेकिन मैंने वहीं ठान लिया था कि मैं IAS बनूंगा, क्योंकि यह सबसे ऊंचा पद होता है।'' - ''हम 5 लोग एक ही रूम में रहते थे। पहनने के लिए अच्छे कपड़े नहीं थे। बहन को लोग दूसरों के घर बर्तन माजने के ताने देते थे। बचपन में दीदी ने ही मुझे पढ़ाया।'' - ''दिल्ली जाते समय पिता जी ने गांव की छोटी सी जमीन बेच दी थी। इंटरव्यू से पहले बहनों ने बोला था कि अगर सेलेक्शन नहीं हुआ तो परिवार का क्या होगा। फिर भी मैंने हिम्मत नहीं हारी और फैमिली के विश्वास को ही अपना लक्ष्य बना लिया।'' - ''आज मैं जो कुछ भी हूं पिता जी की वजह से हूं। उन्होंने मुझे कभी अहसास नहीं होने दिया कि मैं रिक्शेचालक का बेटा हूं। कई बार वो खुद न खाकर झूठ बोलकर मुझे खिला देते थे।'' बेटे का कहना है कि पिता ने कभी भी कोई कमी महसूस नहीं होने दी। वो खुद भूखा रहकर मेरा पेट भरते थे। वाराणसी के रहने वाले नारायण जायसवाल ने बताया- ''मेरी 3 बेटी निर्मला, ममता, गीता और एक बेटा गोविंद है। अलईपुरा में हम किराए के मकान में रहते थे। मेरे पास 35 रिक्शे थे, जिन्हें किराए पर चलवाता था।'' - ''सब कुछ ठीक चल रहा था, इसी बीच पत्नी इंदु को ब्रेन हैमरेज हो गया, जिसके इलाज में काफी पैसे खर्च हो गए। 20 से ज्यादा रिक्शे बेचने पड़े, लेकिन वो नहीं बची।'' - ''पत्नी की मौत के समय बेटा गोविंद 7th क्लास में था। लेकिन मैंने हिम्मत नहीं छोड़ी। तीनों बेटियों की शादी में सारे रिक्शे बिक गए, सिर्फ एक रिक्शा बचा था, जिसे मैंने खुद चलाना शुरू किया, ताकि गोविंद की पढ़ाई अच्छे से हो सके।'' - ''ज्यादा पैसे नहीं मिलते थे, इसलिए बेटे के लिए सेकेंड हैंड किताबें खरीदकर लाता था। कई बार हम दोनों ने सूखी रोटी खाकर रात काटी, लेकिन बेटे ने कभी किसी चीज की मांग नहीं की। मैं खुद उसे रिक्शे पर बैठाकर स्कूल छोड़ने जाता था। कभी कभी लोग ताने भी देते थे कि रिक्शेवाले होकर बेटे को IAS बनाओगे क्या ?'' - ''हरिश्चंद्र महाविद्यालय से ग्रेजुएशन करने के बाद 2006 में गोविंद सिविल सर्विस की तैयारी के लिए दिल्ली चला गया। वहां उसने ट्यूशन पढ़ाकर खुद का खर्च निकाला। पहले ही अटेम्पट में IAS के लिए सिलेक्ट हो गया।'' - गोविंद की बड़ी बहन ममता कहती हैं- ''भाई बचपन से ही पढ़ने में तेज था। मां के देहांत के बाद भी उसने पढ़ाई नहीं छोड़ी। उसके दिल्ली जाने के बाद पिता जी बड़ी मुश्किल से पढ़ाई का खर्च निकाल पाते थे। घर की हालत देख भाई ने चाय और एक टाइम का टिफिन बंद भी कर दिया था। पिता जी के साथ उसने भी बहुत संघर्ष किया।'

inspirational mpsc

सीमा सुरक्षा दलाच्या इतिहासात तनुश्री या पहिल्या महिला लढाऊ अधिकारी

1957   14-May-2017, Sun

आपल्याला  आयुष्यात नेमके काय करायचे आहे, हे एकदा निश्चित केले की, संपूर्ण ऊर्जा ते ध्येय साध्य करण्यासाठी खर्च करायची. ५२ आठवडय़ांच्या खडतर प्रशिक्षणातदेखील पुरुष सहकारी जे करू शकतात ते आपण का नाही, या जिद्दीने सर्वोत्तम कामगिरी करण्याचा प्रयत्न केला..’. ही प्रतिक्रिया आहे, सीमा सुरक्षा दलात (बीएसएफ) १०५ बटालियनच्या ‘असिस्टंट कमांडंट’ पदाची धुरा हाती घेणाऱ्या तनुश्री परिक यांची. सीमा सुरक्षा दलाच्या इतिहासात तनुश्री या पहिल्या महिला लढाऊ अधिकारी. निश्चयाने काम करण्याची ऊर्मी त्यांचा लढाऊ बाणा अधोरेखित करते.

मध्य प्रदेशातील बीएसएफच्या केंद्रात ६६ पुरुष प्रशिक्षणार्थीसमवेत त्यांनी खडतर प्रशिक्षण पूर्ण केले. भारत-पाक आंतरराष्ट्रीय सीमेवर पंजाबमध्ये १०५ बटालियनची जबाबदारी त्यांच्यावर सोपविण्यात आली आहे. आंतरराष्ट्रीय सीमेवर लष्कर तैनात करता येत नाही. या सीमेची सुरक्षितता राखण्याचे दायित्व बीएसएफवर आहे. १८६ बटालियनचा अंतर्भाव आणि तब्बल अडीच लाख मनुष्यबळ असणारी बीएसएफ हे आंतरराष्ट्रीय सीमेचे संरक्षण करणारे जगातील सर्वात मोठे दल म्हणून ओळखले जाते.

त्यात लढाऊ भूमिकेत दाखल होणाऱ्या तनुश्री या पहिल्याच महिला अधिकारी आहेत. २५ वर्षीय तनुश्री यांना घरातून लष्करी सेवेचा वारसा नाही. त्यांचे वडील डॉ. एस. पी. जोशी हे पशुचिकित्सक तर आई मंजू  गृहिणी. राजस्थानमधील बिकानेर हे तनुश्री यांचे मूळ गाव. सोफिया महाविद्यालयातून त्यांचे शालेय शिक्षण झाले.

बीएसएफची लहानपणापासून प्राथमिक ओळख झाली होती. कारण बिकानेरमध्ये बीएसएफ मुख्यालयाजवळ परिक यांचे घर आहे. गणवेशातील अधिकारी व जवानांची कार्यपद्धती आणि शिस्तबद्ध जीवनाविषयी कमालीचे अप्रूप वाटायचे. महाविद्यालयीन जीवनात त्यांनी राष्ट्रीय छात्रसेना पथकात (एनसीसी) सहभाग घेतला. बिकानेरच्या शासकीय अभियांत्रिकी महाविद्यालयामधून इलेक्ट्रॉनिक्स आणि कम्युनिकेशन विषयात बी. टेक. पदवी प्राप्त केली.

इंदिरा गांधी राष्ट्रीय मुक्त विद्यापीठात ग्रामीण विकास विषयाचे शिक्षण घेतले. केंद्रीय लोकसेवा आयोगाने २०१४ मध्ये घेतलेल्या प्रवेश परीक्षेत त्यांनी यश मिळविले. महिलांच्या यादीत तनुश्री तिसऱ्या क्रमांकावर होत्या. त्यांची स्वत:ची सीमा सुरक्षा दलात जाण्याची प्रबळ इच्छा होती. पहिल्या दोन्ही महिला परीक्षार्थीनी केंद्रीय औद्योगिक सुरक्षा दलाचा पर्याय निवडला.

यामुळे बीएसएफमध्ये दाखल होण्याचा पर्याय निवडण्याची संधी मिळाली आणि तनुश्री या दलातील पहिल्या महिला लढाऊ अधिकारी ठरल्या. सद्य:स्थितीत सीमेचे संरक्षण करताना घुसखोरी रोखणे हे बीएसएफसमोर सर्वात मोठे आव्हान आहे. ‘बीएसएफ’ने शत्रूशी दोन हात केल्याचा इतिहास आहे. प्रत्यक्ष सीमेवर काम करताना तनुश्री या ही आव्हाने तितक्याच सक्षमतेने पेलून देशातील युवतींना लढाऊ सेवेकडे आकृष्ट करतील, हे निश्चित.


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